Tools · 2026
The Real Numbers
Run the numbers before you talk to anyone. Mortgage limits, closing costs, rent vs. buy, assignment returns — all built for the BC presale market.
Tool 01
MORTGAGE AFFORDABILITY
How much can you actually borrow? Based on Canada's GDS/TDS stress test rules.
$40K$120,000$500K
$20K$100,000$500K
2%4.5%9%
$0$500/mo$5K
Your numbers
Max mortgage$701,650
Monthly payment$3,900/mo
Stress test purchase (6.5%)$677,601
Max purchase price$801,650
Talk to Our Team About Your Budget →Estimate only. Qualification depends on credit, lender, and property type. Consult a mortgage broker.
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